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# I need a 100-word reply to each of the following 8 post. (800 words total). I do conduct a plagiarism

I need a 100-word reply to each of the following 8 post. (800 words total). I do conduct a plagiarism check before I make the final payment (been burned in the past) so please make it original (most of you are great and I have been totally satisfied). Don’t use plagiarized sources. Get Your Custom Essay on Forum post responses (finance class) Just from \$13/Page Order Essay These post are from a finance course: Forum #1 If Bank A has an increase in deposits of \$100M and their required reserves is 10%, then the must hold \$10M in required reserves. This means that there is \$90M in excess reserves that is available to loan, assuming that they want to use all of it for loans instead of making investments. Bank A Assets Liabilities Required reserves \$10M Checkable deposits \$100M Excess reserves \$90M If Bank A loans out the entire \$90M, then another bank will receive the funds as checkable deposits and also be required to hold 10% of the amount in reserves. At this point, we’ll call it Bank B, they will be required to hold \$9M in required reserves and have \$81M in excess reserves available to loan. Bank B Assets Liabilities Required reserves \$9M Checkable deposits \$90M Excess reserves \$81M Then let’s say that Bank B loans out all \$81M and this amount gets deposited into Bank C. Bank C is now required to hold \$8.1M in required reserves and has \$72.9M in excess reserves, which it can also loan out. Bank C Assets Liabilities Required reserves \$8.1M Checkable deposits \$81M Excess reserves \$72.9M At this point, the money supply has grown by \$271M (\$100M Bank A \$90M Bank B \$81M Bank C). The process can repeat, each time increasing the money supply and is called multiple deposit creation. The textbook provides a definition, “Part of the money supply process in which an increase in bank reserves results in rounds of bank loans and creation of checkable deposits and an increase in the money supply that is a multiple of the initial increase in reserves” (Hubbard, 2013, p. 427). The amount of the money supply has grown due to the original source that Bank A has received the \$100M from. Bank A has helped to increase the money supply by loaning the \$90M it had in excess reserves. Therefore, Bank A’s contribution was the \$90M. In order to discover how much money the banking system as a whole can create, the simple deposit multiplier can be used. This is “[t]he ratio of the amount of deposits created by banks to the amount of new reserves” (Hubbard, 2013, p. 427). This can calculation can be used for this scenario because the simple deposit multiplier assumes that no banks are going to hold any excess reserves beyond the required amount of 10%. The initial amount of increase in deposits was \$100M and of that amount \$10M was required in reserves. Therefore, the simple deposit multiplier is \$100M/\$10M and is equal to 10. The banking system as a whole should end up with \$1B in this case, \$100M is 10% of \$1B (\$100M/10% = \$1B). The Fed often originates the growth of the money supply in this manner by making open market purchases. Reference Hubbard, R. (2013). Money, Banking, and the Financial System (2nd ed.). New York, N.Y.: Pearson. ISBN: 9780132994910 Forum #2 With this week’s discussion, Bank A has increased deposit of \$100M and a reserve requirement of 10%. This means that Bank A must hold \$10M (\$100M * 0.1) for the reserve requirement and can use the other \$90M (\$100M – \$10M), or excess reserves, for loan issuance. Now in terms of money created by the whole banking system we must find the find the simple deposit multiplier which is “the ratio of the amount of deposits created by banks to the amount of new reserves”, (Hubbard

## Don’t use plagiarized sources. Get Your Custom Essay on Phi 208 week 2 discussion 1 Just from \$13/Page Order Essay

Don’t use plagiarized sources. Get Your Custom Essay on Phi 208 week 2 discussion 1 Just from \$13/Page Order Essay Ashford 3: – Week 2 – Discussion 1 Reference the Discussion Forum Grading Rubric for guidance on how your discussion will be evaluated. Week Two Discussion 1 111 responses (110 unread) This week you will have two discussions. Your Instructor will be choosing the discussions questions and posting them as the first posts in the discussion forums. The requirements for the discussion this week are a minimum of four posts on four separate days. The total combined word count for all of your posts, counted together, should be over 600 words. Be sure to answer all the questions in the prompt and to read any resources that are required to complete the discussion properly. In order to satisfy the posting requirements for the week, please complete your initial post by Day 3 (Thursday) and your other posts by Day 7 (Monday). We recommend that you get into the discussion early and spread out your posts over the course of the week. Be sure to reply to your classmates and instructor. Try to attempt to take the conversation further by examining their claims or arguments in more depth or responding to the posts that they make to you. Keep the discussion on target and try to analyze things in as much detail as you can.

## ASSIGNMENT 3 – Weeks 6

ASSIGNMENT 3 – Weeks 6

## Don’t use plagiarized sources. Get Your Custom Essay on Case study 19 | Nursing homework help Just from \$13/Page Order

Don’t use plagiarized sources. Get Your Custom Essay on Case study 19 | Nursing homework help Just from \$13/Page Order Essay Case Study, Chapter 19, Postoperative Nursing Management 1. Rita Schmidt, 74 years of age, is a female patient who was admitted to the surgical unit after undergoing removal of a section of the colon for colorectal cancer. The patient does not have a colostomy. The patient has several small abdominal incisions and a clear dressing over each site. The incisions are well approximated and the staples are dry and intact. There is a Jackson-Pratt drain intact with minimal serous sanguineous drainage present. The patient has a Salem sump tube connected to low continuous wall suction that is draining a small amount of brown liquid. The patient has no bowel sounds. The Foley catheter has a small amount of dark amber-colored urine without sediments. The patient has sequential compression device (SCD) in place. The nurse performs an assessment and notes that the patient’s breath sounds are decreased bilaterally in the bases and the patient has inspiratory crackles. The patient’s cardiac assessment is within normal limits. The patient is receiving O2 at 2 L per nasal cannula with a pulse oximetry reading of 95%. The vital signs include: blood pressure, 100/50 mm Hg; heart rate 110 bpm; respiratory rate 16 breaths/min; and the patient is afebrile. The patient is confused as to place and time. Explain the assessment parameters used to provide clues to detect postoperative problems early and the interventions needed. What gerontological postoperative considerations should the nurse make? 2. Mr. John Smith is admitted to the hospital for surgical incision and drainage (I

## In the percent-of-sales method, an increase in dividends Don’t use plagiarized sources. Get Your Custom Essay on in the percent-of-sales

In the percent-of-sales method, an increase in dividends Don’t use plagiarized sources. Get Your Custom Essay on in the percent-of-sales method, an increase in dividends Just from \$13/Page Order Essay A. will increase required new funds. B. will decrease required new funds. C. has no effect on required new funds. D. more information is needed. If a firm has a break-even point of 40,000 units and the contribution margin on the firm’s single product is \$4.00 per unit and fixed costs are \$60,000, what will the firm’s operating profit be at sales of 40,000 units? A. \$100,000 B. \$30,000 C. \$15,000 D. \$145,000 The finance department should work independently without the input of other departments because there may be significant biases when creating proformas. A. True B. False The percent-of-sales method would be more accurate under a steady sales assumption than cyclical sales. A. True B. False The contribution margin is equal to price per unit minus total costs per unit. A. True B. False Operating leverage emphasizes the impact of using fixed assets in the business. A. True B. False Which of the following is most likely to increase the final number for notes payable in the pro forma balance sheet? A. decrease in inventory. B. increase in retained earnings. C. decrease in accounts payable. D. decrease in accounts receivable If the price per unit decreases because of competition but the cost structure remains the same A. the breakeven point rises. B. the degree of combined leverage declines. C. the degree of financial leverage declines. D. All of these The degree of combined leverage is the sum of the degree of operating leverage and the degree of financial leverage. A. True B. False An increase in sales and/or profits means there is also an increase in cash on the balance sheet. A. True B. False Operating leverage determines how income from operations is to be divided between debt holders and stockholders. A. True B. False A lower price for the firm’s product will reduce the firm’s breakeven point. A. True B. False The percent-of-sales method for financial forecasting assumes that balance sheet accounts maintain a constant relationship to sales. A. True B. False Linear break-even analysis assumes that costs are linear functions of volume. A. True B. False The percent-of-sales forecast is likely to be most accurate when used with cyclical companies. A. True B. False When the cost of raw materials is increasing, FIFO accounting A. yields higher ending inventory values than LIFO. B. produces higher unit sales than using LIFO. C. yields higher cost of goods sold than LIFO. D. All of these. Sales projections and the ability to accurately predict the future have a large impact on cash flow targets. A. True B. False A high DOL means: A. there are high labor costs. B. there is high debt. C. there is a large amount of equity. D. there are high fixed costs. The percent-of-sales method of financial forecasting A. is more detailed than a cash budget approach. B. requires more time than a cash budget approach. C. assumes that balance sheet accounts maintain a constant relationship to sales. D. provides a month-to-month breakdown of data. As the contribution margin rises, the breakeven point goes down. A. True B. False A firm utilizing FIFO inventory accounting would, in calculating gross profits, assume that A. all sales were from current production. B. all sales were from beginning inventory. C. sales were from beginning inventory until it was depleted, and then use sales from current production. D. all sales were for cash. Which of the following is not true about leverage? A. operating leverage influences the top half of the income statement, determining EBIT. B. financial leverage deals with the bottom half of the income statement, determining EPS C. combined leverage utilizes the entire income statement, showing the impact of change in volume on EBIT. D. none of these

## Don’t use plagiarized sources. Get Your Custom Essay on Memory | Psychology homework help Just from \$13/Page Order Essay Prior

Don’t use plagiarized sources. Get Your Custom Essay on Memory | Psychology homework help Just from \$13/Page Order Essay Prior to beginning this discussion, please read and view the following required sources: “Flexible Retrieval: When True Inferences Produce False Memories” “Memory Suppression in Alzheimer’s Disease” “Mnemonic Instruction in Science and Social Studies for Students with Learning Problems: A Review” “Short-Term Memory and Long-Term Memory Are Still Different” “The Development of Real-Time Stability Supports Visual Working Memory Performance: Young Children’s Feature Binding Can Be Improved Through Perceptual Structure” Memory In your initial post, you will apply what you learned from each of the five articles, but you will discuss the findings and implications for just one of these articles. The articles are assigned based on the first letter of your last name. Please see the list below to determine which of the articles you will focus on for your initial post based on the first letter of your last name: F through J: “Memory Suppression in Alzheimer’s Disease” In your initial post, Explain the empirical research presented in your assigned article, applying appropriate citations and references. Describe, in your own words, how the research relates to your own experiences as well as how this area of psychology may have affected your past or current beliefs about memory development. Do the research findings refute or support your current beliefs, and in what ways? Are there variables about memory of which you were unaware based on your article? Apply skeptical inquiry to the potential problems that might arise from research in the area of memory, and relate it to the APA’s Ethical Principles of Psychologists and Code of Conduct. Provide a rationale for whether or not this premise is valid and/or appropriate based on the findings reported by the assigned articles. It is recommended that you research articles in the Ashford University Library to support your assertions if the required articles do not provide sufficient information. Your initial post should be at least 500 words in length.

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